My Spending Diet: Week Seven

| April 30, 2010 | 6 Comments

Recently, a friend forwarded me an article (or was it a blog post?) written by a man who took control of his spending and started paying close attention to how he spent money. After years and years of living frugally, he cut himself some slack and realized that the habits he’d created were now ingrained and he didn’t need to log every single receipt or account for every penny in money management programs.

It was inspiring. It was promising. It was so interesting … and if I could remember who sent it to me and where I read it, I would totally share it with you. Sorry. I can’t.

In any case, where that writer was in terms of habits is not where I am. After a few weeks of trying to lighten up on My Spending Diet, I have fallen into old habits. Though my spending is down still, I have been too lax. We’ve gotten take out when we really didn’t need to. I’ve spent on days other than my designated day. It hasn’t been bank-breaking, but it’s enough for me to realize that I need to curb it. My good efforts could easily slip away if I don’t go back to the full-on spending diet. So, that’s what I am going to do. I just have to.

So, tomorrow I will do the shopping for the week. I will fill my gas tank and get every last thing we need. Then I won’t spend a dime until next Saturday. It just has to happen.

As for my meal plan … It will be posted on Sunday, if you want to check it out.

Have a wonderful weekend!

Photo credit: mconnors from morguefile.com

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Category: Budget Eating, Thoughts

About the Author ()

Sarah W. Caron is a freelance writer, editor and recipe developer. Her work has appeared in countless online and print publications including iVillage, BELLA NYC Magazine, Yum for Kids magazine and more. She lives in Connecticut with her two kids, two beagles and husband.

Comments (6)

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  1. Donna says:

    I am loving reading about your adventures! I will be doing something similar this summer. Thanks for your great example!
    .-= Donna´s last blog ..Fab Frugal Friday: Let Your Taste buds Have a Fiesta! Grilled Pineapple Mango Salsa Recipe =-.

  2. doreen mcgettigan says:

    I have been on a spending diet for 6 months now..it does get depressing sometimes but I am faithfully filling my big water bottles with change and it is inspiring to see them fill up..We decided if they are full we will spend a week at the beach with our kids and grand kids..pretty bad when I scope the ground for change!

  3. It was a blog – will dig it out tomorrow and send it to you. You’ve been doing great so far, but it’s all about ebbs and flows, and you can’t knock yourself when you get off track a bit. Just get back on track and remember each day is a new slate. You can do it!
    .-= Cate O’Malley´s last blog ..Weekend Photos in Review =-.

  4. Dawn says:

    I have to admit, I don’t understand the idea of just spending on the weekends. I try to do all my grocery shopping once a week (often on a Tuesday), and planning meals ahead for the week can definitely save money, but I’m as capable of spending $200 at Target on a Saturday as a Tuesday or Thursday. (OOH! Isn’t that CUTE!)

    What helped me the most was Budget Map! I included the link as “my website”, because you ought to go and take a look. I have no affiliation with the company.

    Budget Map is a paper checkbook that has space for your budget for each category. As you’re shopping, deduct the amount you spend from each category. (Be sure to include “Miscellaneous” and “Savings” categories too!)

    When you get a paycheck, put the money into categories as your budget. I was able to save a lot of money by doing it this way, but you may need a separate bank account for your husband if he spends money without accounting for it like mine does!

    (Another thing many experts suggest is putting money into savings automatically. If it’s deducted from your husband’s check before it hits your bank, you may never miss it.)

    • Sarah Caron says:

      Dawn, thanks! I am going to check that out. The reason for limiting spending to the weekends is that I work during the week and it gets way too hectic to try to fit shopping into that schedule. So for sanity, I shop for the week on my days off — Also, interesting about the savings idea.

      Cate, thanks for the encouragement and for resending the link. The ebbs and flows are hard, but I am still going.

      Doreen, I love the idea of filling water bottles to save for vacation!

      Donna, I can’t wait to hear about your adventures this summer!

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