Comments on: My Spending Diet: Week Nine http://sarahscucinabella.com/2010/05/14/my-spending-diet-week-nine/ Recipes for Home Cooking Tue, 18 Jun 2013 19:16:37 +0000 hourly 1 http://wordpress.org/?v=3.5.1 By: Cate O'Malley http://sarahscucinabella.com/2010/05/14/my-spending-diet-week-nine/#comment-2660 Cate O'Malley Sun, 16 May 2010 16:32:14 +0000 http://sarahscucinabella.com/?p=2616#comment-2660 Kudos on doing so well! I don’t use credit cards and am strictly a cash-on-the-barrel girl. I think it makes a world of difference in how you evaluate each individual purchase. Keep up the awesome work!
.-= Cate O’Malley´s last blog ..Ranch Oyster Crackers =-.

]]> By: Jenny http://sarahscucinabella.com/2010/05/14/my-spending-diet-week-nine/#comment-2659 Jenny Sun, 16 May 2010 14:25:25 +0000 http://sarahscucinabella.com/?p=2616#comment-2659 I understand this one – I’ve been watching you do this the last few weeks and been rethinking my own ways lately. I’ve gone cash only before, where I was logging and tracking everything and putting aside what I had left, but I found as my kids got older (and ate more, and grew faster), I was having problems staying within the cash budget. Circumstances for us are even more different than they are then (two jobs, two cars, much less time to cook…) but I still need to re-examine the idea of cash only. I think it will work best for me when I end up loosing my income this summer and am more available to cook from home.
Love the idea of an allowance, think I need to get my hubby one.

]]> By: Heather @Critter Chronicles http://sarahscucinabella.com/2010/05/14/my-spending-diet-week-nine/#comment-2658 Heather @Critter Chronicles Fri, 14 May 2010 16:31:20 +0000 http://sarahscucinabella.com/?p=2616#comment-2658 My husband and I have been ‘cash-only’ for about a year and a half now, and I can’t see us going back to any other system. I’m sure you’ve heard of Dave Ramsey, but some friends of ours introduced us to his personal finance theories and we’ve been hooked ever since.

We now use cash for: groceries, gas, auto repairs, going out to eat, family entertainment, veterinary bills, babysitting, and personal spending. My husband and I each get $80 a month of “blow money” to use for whatever. I use mine to buy coffees, or magazines, or to play my monthly dice game with friends. My husband uses his to play golf or buy lunches instead of bringing them with him to work.

Making the switch from using our debit cards wasn’t easy, and there were months when we really ran short. But there have been many more months that everything has gone perfectly according to our overall budget, and it allowed us to pay off a significant amount of debt and get some solid savings under our belt. Using cash-only was a HUGE part of that.

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