My Spending Diet: Week Ten

| May 21, 2010 | 2 Comments

Another week … This was a hard one.

As a freelancer, I don’t receive paychecks on a predictable schedule. So, sometimes I go for weeks without receiving checks. Other times, like this week, I receive several all at once. And even with the best efforts, it can be daunting to not want to send a little of that money.

What Happened: The week started out ok. The kids and I planned and shopped for the week. I tried the personal allowance thing … um, yea. I need to think harder about what an appropriate personal allowance is since I spend that plus some.

On Saturday, allowance in hand, I bought lunch for the kids and I … and learned an important lesson about value. We went to a popular chain deli, where the bread is fab. I thought it would be a nice treat. The lunch we got was simple: two sandwiches, two apples … and it came to $15. Had we bought somewhere else (like the deli around the corner), we would have had two much larger sandwiches for $10 or less. And the worst part? I really wasn’t wowed by the sandwiches we had. It’s important that when you spend on a budget, like I am trying to, that you factor value into the equation. Next time? We’ll head to the corner deli … or just make lunch at home.

Further, I had to withdraw more money to cover a school expense, so I spent additional money this week that I hadn’t intended on.

Also, due to a scheduling conflict for tomorrow, I ended up having to do some shopping on Thursday to prepare for the weekend. I knew this was coming, but it didn’t occur to me to prepare for it. So, that was an obvious planning flaw.

Spending: Obviously, my spending was on the high side of things this week due to planning issues. Fortunately, I did save a lot as well. Had I planned for and controlled my spending a little better, I would have saved more though.

What’s Next: I won’t be doing this week’s shopping until Sunday, so I have a few days to evaluate how I will spending in the coming week. I am seriously considering trying all cash this week — with a small but realistic personal spending allowance built in. What do you think, should I try it?


Photo credit: gracey from morguefile.com

Tags:

Category: Budget Eating, Thoughts

About the Author ()

Sarah W. Caron is a freelance writer, editor and recipe developer. Her work has appeared in countless online and print publications including iVillage, BELLA NYC Magazine, Yum for Kids magazine and more. She lives in Connecticut with her two kids, two beagles and husband.

Comments (2)

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  1. Lots of people swear by the cash. Try it you will never know unless you do.
    .-= The Teacher Cooks´s last blog ..Boursin Spinach Gratin =-.

  2. Donna says:

    I so admire your quest! You are my frugal hero!
    .-= Donna´s last blog ..Fab Frugal Friday: 20-Minute Five-Ingredient Berry Parfaits with Pound Cake Croutons and Tangerine Zest =-.

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