Thank goodness for Fridays …
My Spending Diet: No one ever wants to have to admit that they aren’t doing well. But folks, I haven’t been doing well with My Spending Diet. I took last week as a fluke … I was rusty. But this week? There was no mistaking that I’ve slipped. A lot. I’ve been spending without thinking, using the cash as a reason to spend. As a result, I have been running out of cash early in the week and using my debit card to make up the difference.
This is not the way I want to be.
I mean, seriously, who wants to overspend like this? It’s not like I’ve been out of control, but I have been spending more than I should be. And frankly, considering that I have a weekly CSA, I should be spending less now.
So, what’s the problem? For one, I’ve been getting take out from new places. It’s been so long since I could do that, so it’s felt good … except for the overspending part. Another reason? I have been purchasing more specialty items that I wouldn’t normally buy. Why? Because I had a little extra padding in the budget and took that a little too far.
The solution is obvious. I need to adhere to my budget. That means making a concise weekly shopping list, budgeting for a little take out and cutting back there. Furthermore, I need to be rigid in my spending. If I don’t have it, then I can’t spend it. That’s that.
How are you doing with your spending?
This Week’s Tips, Tricks and Deals
- Got eggshells? If you are really into gardening, then you will love this tip. Crushed eggshells are really good for your garden. They have valuable nutrients that will help your garden grow better. Learn more at Mama’s Health.
- Beach fun. Sure, it might be hard to find beach toys in stores now. But don’t worry. A great alternative is to hit up the kitchen section of your local dollar store for funnels, spoons and more. The kids will have a blast — and you won’t spend a bundle. (Thanks, dear cousin, for that tip!)